1. Payment Terms and Donation Status, Exclusive Private Membership

All payments made for enrollment in the Kaivalya $9M Capital DOW Trading Program or the Kaivalya 90 Day Regenerative Cellular Detoxification Program are treated as donations to With His Hands Foundation. These donations support our mission to provide transformational education, mentorship, and wellness programs. By making a payment, you acknowledge that your contribution is non-refundable except as required by law or as outlined in this Refund Policy.

2. Cooling-Off Period (Nationwide)
In compliance with the FTC’s Cooling-Off Rule and applicable state laws, you are entitled to a three (3) business day cooling-off period from the Effective Date of your enrollment. During this period, you may cancel your enrollment and request a full refund without penalty. To exercise your right to cancel during the Cooling-Off Period, you must submit a written cancellation request via:

• Email for Kaivalya $9M Capital DOW Trading Program: info@kaivalya.trading

• Email for Kaivalya 90 Day Regenerative Cellular Detoxification Program: info@kaivalya.life

• Mailing Address:
With His Hands Foundation
1771 W State Route 89A, STE B #4040
Sedona, AZ 86336
If your cancellation request is received within the Cooling-Off Period, we will process your refund within ten (10) business days and credit the amount to your original payment method. Certain states may have longer cooling-off periods (e.g., California, Florida, Alaska). If you reside in a state with a longer cooling-off period, you are entitled to the refund terms of that state.

3. No Refunds Beyond the Cooling-Off Period
After the Cooling-Off Period expires, all payments are considered final and non-refundable. By continuing with your enrollment after the Cooling-Off Period, you confirm that you understand and agree to the non-refundable nature of your donation.

4. Membership Refund Exceptions
Refunds may be issued beyond the Cooling-Off Period only in exceptional circumstances, such as:

• A material breach of our obligations under the Terms and Conditions.

• A documented inability to access the program due to technical issues caused by us.
Refund requests outside the Cooling-Off Period will be reviewed on a case-by-case basis and are subject to our sole discretion.

5. Membership Refund Process and Conditions
All refund requests must be submitted in writing to the appropriate email address listed in Section 2. Requests must include your full name, contact information, and proof of purchase. Refund requests may be denied if:

• The request is made after the Cooling-Off Period and does not meet the exceptions outlined in Section 4.

• The customer has violated the Terms and Conditions of the program.

• The customer has accessed or downloaded significant portions of the program content. Approved refunds will be processed within ten (10) business days of approval.

6. Commitment to Membership Satisfaction
We are committed to ensuring a positive experience for all participants. If you encounter any issues with our programs or services, we encourage you to contact our support team at the appropriate email address for assistance:

• Kaivalya $9M Capital DOW Trading Program Support: info@kaivalya.trading

• Kaivalya 90 Day Regenerative Cellular Detoxification Program Support: info@kaivalya.life
Our goal is to address concerns promptly and fairly to maintain the trust and satisfaction of our community.

7. Compliance with Federal and State Laws
This Refund Policy complies with the FTC’s Cooling-Off Rule and all applicable state laws governing refund practices. We reserve the right to update this Refund Policy to reflect changes in legal requirements or business practices.

8. Contact Information
If you have any questions or concerns about this Refund Policy, please contact us at:

• Email for Kaivalya $9M Capital DOW Trading Program: info@kaivalya.trading

• Email for Kaivalya 90 Day Regenerative Cellular Detoxification Program: info@kaivalya.life

• Mailing Address:
With His Hands Foundation
1771 W State Route 89A, STE B #4040
Sedona, AZ 86336

By enrolling in the Kaivalya $9M Capital DOW Trading Program, Kaivalya 90 Day Regenerative Cellular Detoxification Program, and With His Hands Foundation, you acknowledge that you have read, understood, and agree to this Refund Policy. You also acknowledge that you are joining an exclusive private membership with unique benefits and privileges, and you accept the terms of non-refundable contributions in alignment with the mission of With His Hands Foundation. Thank you for your trust and commitment to our mission of transformational education and wellness.